Dental Insurance
Your Dental Insurance Is Welcome Here
If your employer offers dental insurance benefits, then consider yourself lucky! This resource is a great way to keep your oral healthcare costs low—but only if you know how to use it properly. That’s where our team can help and make all the difference for you. Bring your insurance information with you to your appointment, and we’ll handle the claims paperwork and explain your benefits.
Understanding How Dental Insurance Works
Medical insurance predominantly pays for treating existing conditions with some preventive services included in coverage. On the other hand, dental insurance strives to avoid problems before they begin or at least catch them as soon as possible. That’s why most of the coverage is focused on preventive care and early diagnosis and intervention. As a result, you save the most money when you take advantage of your routine dental visits.
What Your Dental Insurance Plan Covers
Each dental insurance company can be unique, and each has several available plans with specific benefits. However, many plans look something like the following:
- 80 to 100 percent coverage for preventive services (cleanings and checkups)
- 70 to 80 percent coverage for minor restorative services (tooth-colored fillings)
- 50 percent coverage for major restorative services (crowns and bridges)
In general, cosmetic procedures are considered elective and are not covered by insurance. If you need help understand your plan’s benefits, just ask our experienced team.
We Offer In-Network Savings & Welcome Out-of-Network Providers
Many of our team members have been with Dr. Lippard for years and know the ins and outs of dental insurance. We are in-network for these insurances, which basically just means that we provide even more opportunities to save on out-of-pocket costs:
- Principal/Ameritas
- Anthem Blue Cross/Blue Shield
- Cigna
- Delta Dental
- United Concordia
- MetLife
- Guardian
Even if we are not in your insurance’s network, our team can still process claims for you and help you maximize your reimbursement.